I agree with JC. But, I still say that each horse is different. When I was creating horses for the IHL, I was trying to create preceders and mid-packers with fast spurts. I did keep a universal horse in the 120 division named Yellow Fever. No matter how many races I ran her with the 10 or so 120ish horses in my stable, she was right there at the wire. She just knows how to race. I think that the game somehow will throw you a smarter horse now and then. I wouldn't hesitate to enter a universal horse in any race. If its a good horse, it'll show on the race track.